Posts Tagged ‘Late Payments’


Credit score?

I have about 00 left on a credit card that was put into collections early last year. Im wondering should i pay off the rest of the balance? I know that by doing this, it would drop my score, but better to do this than wait 7 years for the collections item to be erased [...]

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How is it possible that my credit score dropped?

I cant understand how in the world my credit score actually fell lower than it was last month. No late payments in the past 4 years, no new credit inquiries or accounts since May (the same inquiries were on last months report), and I actually paid off a 00 credit card. This makes no sense [...]

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What should your credit score be to get a good credit card?

Is it 720 or above? I have a credit score that average of about a 720, But I do have about 10 inquries on my report due to us buying a house and car last year. I do have a few late payments from over two years ago. Shoud I even try to get approved [...]

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Logbook Loans – What Are The Major Plus Points?

There are numerous people who are unable to get any kind of credit because of their bad credit history for no fault of their own. The truth is that there are numerous people who have bad credit history. The good news however is that even if you are person who has a less than appealing [...]

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What happens if your credit score gets lowered due to late auto payments, but then you pay off the auto loan?

In repairing a credit report score, an auto loan that had two late payments is then paid off in full, what happens to that part of the credit report? How long would it take to increase the credit score? Related Credit Card Sites

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